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CONVEYANCING
The legal process when buying or selling a property.
WILLS
Ensuring your wishes are carried out and your loved ones are taken care of.
The buying and selling of a property is a complex legal process and so to ensure the speediest, smoothest and most thorough of transactions it is essential to instruct the services of a reliable conveyancing solicitor.
Consult Mortgages can recommend a legal solution that caters to your budget, timescale and other individual requirements. Contact us now for details.
If you do not have a Will in place, you have no say over what happens to your assets when you pass away, and this can cause many difficulties for your loved ones and dependents.
It is particularly important to have a Will in place if you own your own property, are married, have entered into a Civil Partnership, have a long term partner, have dependents or wish someone to benefit from your assets who is not a close member of your family. By making a Will, you can stipulate how you would like your assets to be distributed in the event of your death – giving you and your family protection and peace of mind.
There is a general misconception that if you are Married or have entered into a Civil Partnership that your spouse of civil partner will automatically inherit everything you own upon your death. This is not the case. On the contrary, the law sets out who gets what in the Law of Intestacy. These laws may not represent your wishes, which is why it is important that you consider setting up a Will to ensure that your wishes are followed. Furthermore, the law makes no provision for a partner if you are not married or in a civil partnership, even if you have lived together your entire lives.
It is increasingly more available to write your own Will, or buy a Will Online, but we strongly encourage that you speak to a professional who will be able to guide you through all the options available to you.
You have spent all your life working to own your assets, surely it is worth ensuring that your assets go to who you want them to go to in the event of your death? A professional will ensure that your Will is set up correctly, that you wishes are followed and will even help you with any tax planning issues that arise.
Consult Mortgages is an Appointed Representative of Mortgage Intelligence Ltd. which is authorised and regulated by the Financial Services Authority, under number 473697, in respect of mortgage and insurance mediation activities only.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
The initial mortgage consultation is FREE of charge, please make contact with us to discuss your needs, there is no obligation to proceed. For mortgages which complete we typically charge a fee of £395 plus we would retain the commission from the lender. The exact amount of fees payable will depend on your needs and circumstances, which will be discussed and agreed with you before an application is made. Alternatively, you can choose to pay by the fee only option which is typically 1% of the loan amount and any commission from the lender would be rebated to you. See our Fair Fees Policy.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK
South West Mortgage Advice
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