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MortgaGE Best Buys

The FSA do not regulate some forms of Buy to Let mortgages

SINGLE PROPERTY AND PORTFOLIO BUY TO LET MORTGAGES

Financing your investment properties.

The value of property and any income it generates can fall as well as rise

Buying a property “to let” can be potential minefield in todays current climate. When buying a second property “to let” you will need to decide whether your primary objective is income or capital growth.

Our experience and expertise will find the best solution for you; taking into consideration your needs and requirements. We will treat your mortgage application with a proactive approach whilst delivering a personal and efficient service. You should be mindful that there are a number of tax issues with regards to owning properties “to let” in order to maximise your tax position. For further information you can visit the ARLA website at www.arla.co.uk for further information on becoming a private landlord.

We offer a comprehensive mortgage sourcing service arranging buy to let mortgages for investors with a single property right through to the professional landlord with an extensive portfolio.

The market has changed over the last 12 months with lending criteria tightening. This has placed some investors in an awkward position when remortgaging but we have experience in restructuring buy to let financing, allowing you to move forward and bring your investment under control. If you would like an informal chat about your buy to let property finance then please feel free to contact us.

Consult Mortgages is an Appointed Representative of Mortgage Intelligence Ltd. which is authorised and regulated by the Financial Services Authority, under number 473697, in respect of mortgage and insurance mediation activities only.

 

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

 

The initial mortgage consultation is FREE of charge, please make contact with us to discuss your needs, there is no obligation to proceed. For mortgages which complete we typically charge a fee of £395 plus we would retain the commission from the lender. The exact amount of fees payable will depend on your needs and circumstances, which will be discussed and agreed with you before an application is made. Alternatively, you can choose to pay by the fee only option which is typically 1% of the loan amount and any commission from the lender would be rebated to you. See our Fair Fees Policy.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK

 

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